Payday Loan song

To put this topic in perspective, think of the terrible old banker, Mr. Potter, featured in the Christmas classic, "It’s a Wonderful Life." Mr. Potter drove a very hard bargain, but he wanted customers to actually pay off their loans.  Keep in mind that Mr. Potter was lending out money at about 2%. If Mr. Potter could have charge as much as many credit card companies, he would want to stretch out his repayment plans. And if he could charge 500%, he might not actually ever want his loans to be repaid. Welcome to the world of payday lending. During the day I work as a consumer lawyer at the Simon Law Firm in St. Louis, Missouri. My firm has filed several class actions again payday lenders based on their outrageous lending practices--on many occasions they systematically ignore the weak state laws that ostensibly regulate their conduct.   At my firm, we've met undeniable facts demonstrating that payday lenders make most of their money from people they would term "repeat customers," but these people should more accurately be referred to as people who are trapped in high interest loans or 400% or even 500% interest.

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Celebrity Republicans

I'll assume that most of DI's readers, like me, hate the celebrity phenomenon of the "famous for being famous". This rising class of psuedo-celebs, the "famesque", are a newish phenomenon who owe their livelihoods to media over-saturation. In a world of thousands of channels and millions of websites, in an economy where celebrity gossip magazines and gossip sites flourish as newspapers decline, there is a consistent demand for fluffy content. The outrageous and fame-hungry, who are willing (it seems) to do anything to garner attention, bloom and profit in such an environment. If you have no standards and no shame, it is relatively easy to make a celebrity career of puff piece interviews and reality TV appearances. Far easier than launching a career based on hard-work, creative production, and talent, anyway. But there is a new subclass of the 'famesque', one far more insidious than the droves of Paris Hiltons and Snookies and Osbornes and Kardashians we all despise and ignore. They are Celebrity Republicans- wannabe politicos who are pundits just for the sake of being pundits. And they are tearing the Republican party and political discourse apart.

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Little children recite self-critical version of the Pledge of Allegiance

When I was young, I was often made to recite the Pledge of Allegiance. It was clear to all the little children I knew that they didn't have the faintest idea about the meaning of most of the pledge. Nor did they understand why they were being made to recite it so often. Fast forward 40 years and I spot this:

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Twins appear to share thoughts through thalamic bridge

Two extraordinarily unusual five-year old twins share more than conjoined skulls.  They appear to share some of their thoughts.  Susan Dominus of the New York Time covers this emotionally and scientifically rich story well from many angles.

Their brain images reveal what looks like an attenuated line stretching between the two organs, a piece of anatomy their neurosurgeon, Douglas Cochrane of British Columbia Children’s Hospital, has called a thalamic bridge, because he believes it links the thalamus of one girl to the thalamus of her sister. The thalamus is a kind of switchboard, a two-lobed organ that filters most sensory input and has long been thought to be essential in the neural loops that create consciousness. Because the thalamus functions as a relay station, the girls’ doctors believe it is entirely possible that the sensory input that one girl receives could somehow cross that bridge into the brain of the other. One girl drinks, another girl feels it.

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