I am continually amazed at the wide variety of shapes of plant and animal life. Today, I ran across this series of photos of sea life, some of it from the deep sea. If I had been asked to design a new underwater life form, my imagination would not possibly have been able to concoct functioning animals like these. It's incredible that each of these life forms continues to live today, the successor to a long series of earlier and simpler life forms.
According to law professor Brent T. White, many of the home owners who currently owe more on their mortgage than the house is worth should stop paying their mortgages and walk away from their houses:
[F]ar more of the estimated 15 million U.S. homeowners who are underwater on their mortgages should stiff their lenders and take a hike. Doing so, he suggests, could save some of them hundreds of thousands of dollars that they "have no reasonable prospect of recouping" in the years ahead. Plus the penalties are nowhere near as painful or long-lasting as they might assume, he says.