In "The Parts of Life," Karl Zimmer takes a close look at evolving computer networks and concludes that modules and minimal connections facility efficient evolution.
[A]s networks become more efficient, they become more modular. But once the parts of a system emerge, natural selection may then favor modules themselves, because they make living things more flexible in their evolution. Once life’s Legos get produced, in other words, evolution can start to play.
Things weren't easy for the Beatles in the beginning, and this article (and video) make that clear. I find this to be inspirational--in the beginning of an endeavor, you often need to swallow your pride and just keep working at things. Many worthwhile projects are marathons, not sprints. Further, the 10,000 hour rule will often be part of the process, you aren't an expert at what you are trying to be, not at the very beginning.
This article at Grist features many people who have discovered more happiness and a different attitude toward possessions after moving into tiny houses, as small as 100 square feet. Here's a short article I wrote in 2007 describing houses as small as 40 square feet.
Here's a well-written article by the Federal Trade Commission about your rights with regard to debt collectors.
This article includes a video interview with the President of Iceland, who explains that part of Iceland's recovery from economic catastrophe was to allow the banks to fail.
In an impromptu interview with the Al Jazeera News Network’s Stephen Cole, Iceland’s President Olafur Ragnar Grimsson explains that his country was able to rebound from the worldwide financial crisis better than all other countries that faced the same problems, by doing just that, allowing the failing banks to go bankrupt.