Debtors’ Prison Still A Reality?

According to a recent article by Chris Serres at the Minnesota Star Tribune, courts still order debtors to go to jail when they can't afford to pay a judgment. Not only are the national media largely unaware of this phenomenon, but The New Yorker published an article last April that characterizes debtors' prisons as a pre-20th Century institution, and describes the America as a refuge for debtors.

As many as two out of every three Europeans who came to the American colonies were debtors on arrival. Some colonies were, basically, debtors’ asylums. By the seventeen-sixties, sympathy for debtors had attached itself to the patriot cause.

Jill Lepore of The New Yorker goes on to describe how American treatment of debt has evolved to allow bankruptcy and why this is a good thing.

Debtors’ prison was abolished, and bankruptcy law was liberalized, because Americans came to see that most people who fall into debt are victims of the business cycle, and not of fate or divine retribution.

Even Wikipedia describes debtors' prisons as a thing of the past, or at least an unconstitutional one, according to this 2009 New York Times editorial, "The New Debtors' Prisons."

20th Century Debtors' Prison

Times have changed. To be sure, most Americans who are deep in credit card debt do not have bench warrants issued for their arrest. However, in Illinois, Indiana and other states, a person who's gotten a judgment entered against them can miss a court date and find themselves being hounded by the police.

What about the argument that defendants may owe the money they are being sued for, and should have gone to court? Perhaps the threat of jail is the only way to make them appear in court.

Reporters from The New York Times and The Federal Trade Commission have found that the collection industry is in dire need of repair, and cited numerous, ubiquitous problems. Some of these problems are startling. To wit:

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Putting the incentives in the wrong place

At Slate.com, Eliot Spitzer argues that the BP disaster and the Wall Street disaster have something in common:

The law of incentives is what links the Wall Street cataclysm and BP's ongoing eco-disaster: In each case, we socialized risk and privatized gain, creating an asymmetry that created an incentive for private actors to accept and create too much risk in their business model, believing that at the end of the day, somebody else would bear the burden of that risk, should it metastasize into a disaster.

He mentions the astounding fact that in their current risk analysis of the too-big-to-fail banks, the Wall Street agencies assume that the federal government will come to the rescue with future bailouts. What we have is amazing. Public risk and private gain don't begin to pass the smell test. We are doling out corporate welfare where it is not needed and where it is not in the best interest of the taxpayers. And somehow, this catastrophic system passes as "the free market" among many modern-day free market fundamentalists. Spitzer points out that there are two ways to deal with businesses that engage in dangerous activities, tort liability and regulation, and that the public will be protected only if we have at least one of these.

A regime of full tort damages and recoveries is one way to balance safety and exploration, or investment and risk, or whatever economic activity we are discussing. But there is another way: meaningful and vigorous oversight to impose safety standards that are dictated not by the market for insurance but by the judgment of serious experts in a regulatory context.

Continue ReadingPutting the incentives in the wrong place

What’s In A Label?

Conservative. Liberal. We act as if we know what these labels mean. Conservatives are traditionalists, fiscally opposed to anything that smacks of gambling, private, often religious, and pedantic on what they consider “appropriate” in either government or personal conduct. Liberals, on the other hand, are often taken for progressive, willing to spend social capital to repair perceived problems, tolerant, agnostic if not atheist, and overly-concerned with a definition of justice that ought to be all-encompassing rather than what they perceive as sinecure for the privileged. Well. Over on Facebook I posted a brief quote (my own) to boil down the actual underlying distinctions. Conservatives are those who don’t like what other people are doing, Liberals are those who don’t like what other people are doing to other people. It was meant to be taken as humorous. But I’m not being entirely flip here. When you look at it, and try to define the common factor in much that passes for conservative posteuring—of any country, any background, anywhere—it always comes down to one group trying to stop another group from Doing Things We Don’t Approve. I heard a news report this morning (on NPR—I unabashedly don’t pay attention to any other news source, I find them all utterly biased) from Pakistan about the university scene there, and one bit caught my attention—at a campus in Punjabi, conservative students who find men and women sitting too close together interfere and move them apart. At a game of Truth or Dare, conservative students pulled participants out and beat them. How does this apply here? Well, here’s a clip from P.Z. Meyers’ Pharyngula to illustrate: Rising Sun School in Maryland has the standard default take-it-for-granted attitude that Christianity is just fine — there’s the usual well-funded and usually teacher-promoted evangelical groups, like the Fellowship of Christian Athletes — and when one student tried to form a club for non-religious students…well, you can guess what happened.

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Reactions to the partial shift in federal drug enforcement policy

Today the Obama administration announced a shift in its priorities regarding drug enforcement.

President Barack Obama on Tuesday announced a revised approach to "confronting the complex challenge of drug use and its consequences," putting more resources into drug prevention and treatment. The new drug control strategy boosts community-based anti-drug programs, encourages health care providers to screen for drug problems before addiction sets in and expands treatment beyond specialty centers to mainstream health care facilities.
At Huffpo, Ethan Nadelmann, Executive Director of the Drug Policy Alliance, applauds some of the changes:

The Obama administration has taken important steps to undo some of the damage of past administrations' drug policies. The Justice Department has played an important role in trying to reduce the absurdly harsh, and racially discriminatory, crack/powder mandatory minimum drug laws; Congress is likely to approve a major reform this year. DOJ also changed course on medical marijuana, letting state governments know that federal authorities would defer to their efforts to legally regulate medical marijuana under state law. And they approved the repeal of the ban on federal funding of syringe exchange programs to reduce HIV/AIDS, thereby indicating that science would at last be allowed to trump politics and prejudice even in the domain of drug policy.

The new strategy goes further. It calls for reforming federal policies that prohibit people with criminal convictions and in recovery from accessing housing, employment, student loans and driver's licenses. It also endorses a variety of harm reduction strategies (even as it remains allergic to using the actual language of "harm reduction"), endorsing specific initiatives to reduce fatal overdoses, better integration of drug treatment into ordinary medical care, and alternatives to incarceration for people struggling with addiction. All of this diverges from the drug policies of the Reagan, Clinton and two Bush administrations.

Nadelmann also criticizes the the budget numbers because they point to a continued waging of the "drug war": "64% of their budget - virtually the same as under the Bush Administration and its predecessors - focuses on largely futile interdiction efforts as well as arresting, prosecuting and incarcerating extraordinary numbers of people" LEAP (Law Enforcement Against Prohibition) also criticizes the budget numbers for the same reason as Nadelmann:

The drug czar is saying all the right things about ending the 'war on drugs' and enacting a long-overdue balanced strategy focused on a public health approach," said Neill Franklin, a former Baltimore cop and incoming executive director of Law Enforcement Against Prohibition (LEAP). "Unfortunately the reality of the budget numbers don't match up to the rhetoric. Two-thirds of the budget is dedicated to the same old 'war on drugs' approach and only a third goes to public health strategies. My experience policing the beat tells me that it's certainly time for a new approach, but unfortunately this administration is failing to provide the necessary leadership to actually make it happen instead of just talking about it.

The strategy devotes 64 percent of the budget to traditional supply reduction strategies like enforcement and interdiction while reserving only 36 percent for demand reduction approaches like treatment and prevention. StoptheDrugWar joins the chorus, arguing that the budget allocation needs to match the new rhetoric:

President Obama's first National Drug Control Strategy offers real, meaningful, exciting change," [Matthew Robinson, professor of Government and Justice Studies at Appalachian State University and coauthor (with Renee Scherlen) of "Lies, Damned Lies, and Drug War Statistics: A Critical Analysis of Claims Made by the ONDCP"] summed up. "Whether this change amounts to 'change we can believe in' will be debated by drug policy reformers. For those who support demand side measures, many will embrace the 2010 Strategy and call for even greater funding for prevention and treatment. For those who support harm reduction measures such as needled exchange, methadone maintenance and so forth, there will be celebration. Yet, for those who support real alternatives to federal drug control policy such as legalization or decriminalization, all will be disappointed. And even if Obama officials will not refer to its drug control policies as a 'war on drugs,' they still amount to just that.

In the past, I've cited many reasons and sources that paint the "drug war" as ineffective and immoral. See, especially LEAP's videos here. Also see the powerful arguments raised by conservative Judge James Gray. Gray has commented that "the most harmful thing about marijuana is jail." In this post, I refer to John Richardson's shocking statistics: The amount we spend every year on the "drug war" is enough to pay for universal health care. The insanity goes on and on. I am buoyed by the recent change in federal rhetoric, however. I am glad that many people (a large proportion of whom are in favor of the use of street drugs) are finding the courage to speak out against the status quo. I would hope that this is the beginning to the end to a failed policy that is based on shrill ideology that results in needless violence and stigmatization and the arrests of almost 800,000 people every year for marijuana charges. In my opinion, one of the most direct and courageous statements on the "drug war" was made by travel guru Rick Steves:

Continue ReadingReactions to the partial shift in federal drug enforcement policy

People Are Idiots. A Cynical Observation

The video below from TED is chilling in many ways. Michael Specter touches on observations about the resistance people have toward anything that seems to threaten their hobbit-hole view of the world. A little of this, as he rightly points out, is fine, even agreeable, but when it burgeons into matters that threaten lives and seek to derail all that has made this present era as wonderful as it is---and it must be stressed, in the face of overwhelming negative press, that we are living in a magnificent period of history---then it loses whatever quaint appeal it might otherwise have. We respect the Amish, but they don't tell the rest of us how to live and try their level best to be apart from the world they disapprove. When you see people filing lawsuits with the intent to halt necessary, beneficial progress because they have bought into some bogeyman horror movie view of science or politics or morality, it behooves us to come to terms with a fundamental reality with which we live today. First, though, the video. Watch this, then read on. Okay, what reality? That many people are just idiots. I cannot think of a more tasteful way to phrase it. But when you consider the list, justifications and rationalizations fade. The Tea Party. The Anti-vaccine Movement. The Birthers. Young Earth Creationists. Medjugorje. Deepak Chopra. PETA. Free Market Capitalism. Global Warming Deniers. Holocaust Deniers. Abstinence-Only. Just Say No. The Shroud of Turin. Astrology. Texas Board of Education. Evolution Deniers. Frankenfood Protesters. Homeopaths. Herbalists. Psychics. Scientology. I could go on. [more . . . ]

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