Rooftop solar water heaters taking off

Lester Brown reports on the proliferation of solar rooftop water heaters at Sustainablog:

The pace of solar energy development is accelerating as the installation of rooftop solar water heaters takes off. Unlike solar photovoltaic (PV) panels that convert solar radiation into electricity, these “solar thermal collectors” use the sun’s energy to heat water, space, or both. Source: sustainablog (http://s.tt/14T9R)

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Woman pregnant with her 20th child

Michelle and Jim Bob Duggar are expecting their 20th child. Wikipedia features the family:

The Duggars raise their children using a buddy system, wherein an older sibling is assigned to a younger sibling and assists in their primary care. According to Michelle, "they help them with their little phonics lessons and games during the day and help them practice their music lessons. They will play with them or help them pick out the color of their outfit that day and just all of those types of things."  In 2004, Michelle Duggar won the "Young Mother of the Year Award" in Arkansas, which is sponsored by American Mothers Incorporated.

In the meantime, Global Population Speak Out is asking concerned citizens to sign its pledge:

I pledge to show I care about people and planet by taking part in the global discussion about population growth. I am joining the Population 7 Billion: It’s Time to Talk campaign. With world population set to surpass the 7 billion mark in October 2011, it’s time for a broader public discussion, especially about the importance of family planning and the role that educating girls and empowering women can play in creating a healthier and more sustainable world. As part of my pledge, I will start conversations with others and help spread the word.

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Plummeting cost of PV solar power

The cost of solar power is collapsing to the point that its use is about to explode across the United States, according to Kees Van Der Leun at Grist:

[T]he fact that 30 pounds of silicon, an amount that costs $700 to produce, is enough to generate a lifetime of household electricity baffled me. Over 25 years, the family would pay at least $25,000 for the same 100,000 kilowatt-hours (kWh) of electricity from fossil fuels -- and its generation cost alone would total over $6,000!
Paul Krugman weighs in too, criticizing those who just can't stop touting dirty coal and natural gas derived from tracking. Then he turns to the quickly falling cost savings of PV solar:
[P]rogress in solar panels has been so dramatic and sustained that, as a blog post at Scientific American put it, “there’s now frequent talk of a ‘Moore’s law’ in solar energy,” with prices adjusted for inflation falling around 7 percent a year.
Even more falling cost data at CNET.

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Americans are moving their money away from banks

Last year I moved my money. I made the move in response to a campaign started by Arianna Huffington at the end of 2009.  She urged that we stop supporting big banks (especially too-big-to-fail banks) and start supporting local banks and credit unions. I moved my money to a credit union (I chose Gateway Metro Credit Union), and I've never looked back. Credit unions are non-profit; they are service oriented, offering low fees or no fees. My new credit union offered me great customer service. In my city of St. Louis, credit unions offer you the use of each others' ATMs without fees. When I asked what the minimum balance was for my new checking account, the woman from the credit union said, "There is no minimum balance." I had been struggling with my bank for 3 weeks to set up an HSA savings account, for which it was going to charge me $25/year. The credit union had the account set up in 15 minutes and is not charging me any fee. The credit union offers online check paying and other account services comparable to those offered by the bank I formerly used.  I am much happier doing my banking at a local credit union, especially thanks to the superior customer service. Bottom line: If you are still keeping your money at a big bank, there are many good reasons for moving it. Think about taking it local, especially to a credit union. It turns out that after some of the big banks starting imposing new fees last month, there has been a mini-stampede away from the big banks and toward credit unions:

The Credit Union National Association (CUNA) reports that a whopping 650,000 Americans have joined credit unions since Sept. 29 — the date that Bank of America announced it would start charging a $5 monthly debit fee, a move it backed down on this week. To put that in perspective, there were only 600,000 new members for credit unions in all of 2010. “These results indicate that consumers are clearly making a smarter choice by moving to credit unions where, on average, they will save about $70 a year in fewer or no fees, lower rates on loans and higher return on savings,” said CUNA President Bill Cheney.

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