Ideology Be Damned!
This is the reason we need healthcare reform in this country. Crystal Lee Sutton has died at age 68 because her insurance company diddled and dawdled over whether or not it would pay for the medicine necessary to save her life. Don't know who Crystal Lee Sutton was? She was the real-life inspiration for Norma Rae, Sally Fields' excellent portrayal of a small-town union organizer who went to bat for workers' rights. This kind of thing should not happen. When profit---or overhead, however you wish to consider the problem---is placed ahead of life, those arguing against reform should hang their heads in shame. They cling to an ideology about free markets and consumer choice as though such things are part of the Ten Commandments (which most of them don't follow either) and always at the expense of lives. Dammit, people, we're talking about a system which should operate for people's benefit, not for its own. A system is simply a method of approach, a way of doing something, and if it can be changed once, it can be changed again if the reforms are found insufficient! It is no argument to reject reforms on the basis that the reforms might cause harm, since the present system is already causing harm. It is a foulness to our present system that many people find that in order to vouchsafe their own health or the health of their loved ones they must fight for the very thing they were told they had purchased in the first place. This is in no way different from lending predators who lied to people in course of borrowing money to buy a home. The average person has neither the time or expertise to understanding every clause and addendum in a complex contract and must rely on what he or she is told. Either you have insurance coverage or you do not. It should not come as a surprise after you are already sick and discover that there are codicils which protect the insurance company from having to pay out what in principle they obligated themselves to do if not by the letter of the policy then by the spirit of agreement with a customer. Yet thousands, millions of consumers daily learn to their dismay that they don't actually have what they thought they had bought. This is not a game. If the private sector is more concerned over profit margins than providing service, then they should lose the privilege of offering said service.