A Hindu chaplain was invited to say the opening prayer in the Senate and some christians slipped in to protest, disrupting the prayer, and generally making fools of themselves and presenting the face of their faith which causes those who feel religious belief is something everyone ought to get over…
The following excerpts are from a report posted on the website of the plaintiff, the Freedom From Religion Foundation: The U.S. Supreme Court's 5-4 decision today in Hein v. FFRF granting the executive branch the freedom to violate the separation of church and state without court review spells "imperial presidency,"…
We suspected it. Now we know it. The Gitmo trials were cooked, according to this article from MyWay: SAN JUAN, Puerto Rico (AP) - An Army officer with a key role in the U.S. military hearings at Guantanamo Bay says they relied on vague and incomplete intelligence and were pressured…
The best justice money can buy. Pretty amazing. The story was covered on Alternet.org: The following article is by the lawyers representing the families of four American contractors who worked for Blackwater and were killed in Fallujah. After Blackwater refused to share information about why they were killed, the families…
For the past couple years, I have had the privilege of working as a consumer attorney. I’ve occasionally written about some of the topics I’ve encountered as a consumer lawyer. In this post, I’ll address another issue that I commonly encounter in my practice: illegible forms full of fine print that deprive consumers of fundamental rights.
What provoked this topic is a lawsuit I am currently handling. My client sued a payday lender based on a payday loan that she alleges the defendant repeatedly processed and renewed in violation of the payday lending laws of Missouri. This is a big deal to my client and to all of the numerous potential class members of this class action. Why is it important? For starters, this particular payday lender (and many others) charged 469% interest. This is not a typo. I have often asked friends and acquaintances whether they’ve heard of payday loans. They usually say they have heard of those sorts of businesses. I then ask them how much interest they think payday lenders charge. Most people say something like this:
“Oh, I hear that it is an exorbitant rate of interest, perhaps 25%.”
They are shocked to hear that it is legal to charge consumers 400 or 500% interest on a small consumer loans. They are shocked to hear that some of these companies make it part of their business plan to repeatedly violate Missouri lending laws. They are also shocked at one other thing, the topic of this post. …
