Ideology Be Damned!

This is the reason we need healthcare reform in this country. Crystal Lee Sutton has died at age 68 because her insurance company diddled and dawdled over whether or not it would pay for the medicine necessary to save her life. Don't know who Crystal Lee Sutton was? She was the real-life inspiration for Norma Rae, Sally Fields' excellent portrayal of a small-town union organizer who went to bat for workers' rights. This kind of thing should not happen. When profit---or overhead, however you wish to consider the problem---is placed ahead of life, those arguing against reform should hang their heads in shame. They cling to an ideology about free markets and consumer choice as though such things are part of the Ten Commandments (which most of them don't follow either) and always at the expense of lives. Dammit, people, we're talking about a system which should operate for people's benefit, not for its own. A system is simply a method of approach, a way of doing something, and if it can be changed once, it can be changed again if the reforms are found insufficient! It is no argument to reject reforms on the basis that the reforms might cause harm, since the present system is already causing harm. It is a foulness to our present system that many people find that in order to vouchsafe their own health or the health of their loved ones they must fight for the very thing they were told they had purchased in the first place. This is in no way different from lending predators who lied to people in course of borrowing money to buy a home. The average person has neither the time or expertise to understanding every clause and addendum in a complex contract and must rely on what he or she is told. Either you have insurance coverage or you do not. It should not come as a surprise after you are already sick and discover that there are codicils which protect the insurance company from having to pay out what in principle they obligated themselves to do if not by the letter of the policy then by the spirit of agreement with a customer. Yet thousands, millions of consumers daily learn to their dismay that they don't actually have what they thought they had bought. This is not a game. If the private sector is more concerned over profit margins than providing service, then they should lose the privilege of offering said service.

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Snoring: The Upshot

Google "snoring" and you'll get a flood of how-to advice on how not to, and a lot of reasons to stop. Not surprisingly, the majority of links recalled were advertisements for devices, medications, surgical maneuvers, and their purveyors. In today's pharm-centered universe, the vibration caused by air traveling through our airways has been pathologized and vilified as the destroyer of otherwise sound relationships. Not only is it bad for your love life. Snoring is deadly! According to snoring alarmists, snorers who have the audacity to continue sleeping noisily can look forward to myriad cardiovascular disorders including heart attacks, atherosclerosis, and stroke, marital and erectile dysfunction (chicken-or-the-egg?), drowsiness, lack of focus and...Zzzzzzzzz. Admittedly, I'm no doctor, but let me suggest that there are some positive effects of snoring (besides the possibility that it keeps you healthy by means of temporary asphyxiation). It's a much cheaper and more effective method of subjecting those around you to intense jealousy ("Please, please, make him stop so I can lose consciousness ASAP") than, say, buying a pair of Jimmy Choos. Then again, I don't usually begrudge those masochists the pain of walking around... But I digress. If you would rather not invest in a medical solution, you could try banishing the banshee by learning a new instrument. You guessed it: the Didgideroo! Ah, it's time for bed. Maybe the lumbering Saint Bernard downstairs will give it a rest so I can, too.

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What KIND of health care?

The raging health care debate "debate" is almost entirely devoid of facts, an issue on which I've previously posted. Instead of discussing fact, then, we tend hurl vague accusations, like calling the reformers "communists" (and you've GOT to see this). I "blame" Obama for this lack of specificity, but I realize that the vicious opposition mounted by huge self-interested insurance companies and health care providers might require that he not play all of his cards at this point. But isn't it odd that our politicians aren't at least clarifying the term "health care coverage" when they refer to national health care coverage? Defining this term would make a huge difference to the public reaction to any national plan. Here are two possibilities (though there are others): A) The national plan will offer gold-plated coverage much like the expensive United Health Care coverage I buy for my family through my employer. For the record, the pre-tax cost of this coverage is about $20,000 per year for my family. Is the Obama proposal to provide every citizen with this kind of coverage? If so, I can see why there is massive resentment to the proposal. Many working people can barely afford health insurance coverage at all, and the coverage many people do purchase is not nearly as comprehensive as the expensive coverage I purchase. Of course people who can can only afford to buy their own rudimentary policies will resent that the government might buy gold-plated policies for everyone else, including many highly irresponsible people. B) The national plan will offer a rudimentary coverage only. It will cover x-rays and casts for broken arms, but not heart transplants and expensive drugs that only marginally increase one's chances of surviving an illness. It wouldn't keep people suffering from terminal illness on life support when there is no reasonable chance that they would ever leave the hospital. It would cover only a small subset of the treatments covered by gold-plated policies. It might be akin to the Oregon Plan. I believe that there would be massive resistance to the national coverage described in A) but far less resistance to the coverage described in B). At least Oregon's legislators had the cajunas to specifically state what was covered under their plan and what was not (Oregon's prioritized list is available for all to see). Oregon had the fiscal responsibility to make certain that they could afford the level of health care to which they were committing. Oregon dealt head-on with the accusation that they were "rationing" health care; absolutely they were, just like private plans ration health care only to those who pay those high premiums. Both responsible and irresponsible health care plans "ration" health care. Therefore, it is not a criticism of any health care plan that it "rations" health care. Here are the guiding principles to the Oregon Plan:

In 1987, the Oregon Legislature realized that it had no method for allocating resources for health care that was both effective and accountable. Over the next two years, policy objectives were developed to guide the drafting of legislation to address this problem. These policy objectives included:

• Acknowledgment that the goal is health rather than health services or health insurance • Commitment to a public process with structured public input • Commitment to meet budget constraints by reducing benefits rather than cutting people from coverage or reducing payments to levels below the cost of care • Commitment to use available resources to fund clinically effective treatments of conditions important to Oregonians • Development of explicit health service priorities to guide resource allocation decisions.

Our national conversation regarding health care is so dysfunction on so many levels that it's hard to know where to begin. I'll make only one more point in this post, however. Opponents of current proposals often make accusations that there will be "death panels," indicating that some sick people will be allowed to die. As a nation, we need to grow up and deal with the fact that this happens every day in every hospital in the country: we shouldn't be allocating huge amounts of money to maintain pulses in people who have become living corpses. There are some families who "can't let go" no matter what (e.g., Terry Schiavo), and our national plan needs to have specific guidelines for these situations. In fact, every private insurance plan should have guidelines for determining when further treatment is likely to be futile and a provision for ending coverage at that point. The alternative is to make policies so horrifically expensive that many people can't afford policies that cover tratments likely to make an immediate positive impact on their lives. Only when we put these issues clearly on the table can we begin to have a real conversation.

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How to have a conversation about health care reform

I commend the way that Al Franken engaged with these tea party folks recently: Watching this video makes me ever more suspicious that the media is driving unnecessary conflict (on health care reform and on everything else) in order to sell ads. It seems much easier to talk when the media isn't around spewing sound bites and featuring angry extremists, instead of focusing on the many ways we actually agree with those with whom we "disagree." I couldn't take my eyes off of the woman who tried to start the conversation in a contentious way. I kept wondering whether her views on Al Franken were shifting given the impressive way he discussed the issues surrounding health care reform.

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