Father’s Day versus fatherhood

I am cynical about the day called Father’s Day.   For most of my life, I have seen it as yet another store-sponsored holiday.  America traditionally “celebrates” Father’s Day by buying trinkets from a store.   I can’t think of a better way to degrade any occasion.

Father’s Day has become something much more meaningful to me since I became a father, but it is not about receiving trinkets bought at stores. I write this fully aware that there are other, more comprehensive, ways of interpreting the trinkets.

What is it to be a father?  Like most things in life, being a father is not about being brilliant.  It’s mostly about pacing yourself.  It’s about staying reasonably focused over the long-haul.  It’s about dealing with fatigue.  It’s been about repeatedly saying “no” to one’s momentary desires in order to accomplish something much more important in the long run.

I envisioned this blog to be a place for ideas.  For that reason, I’ve minimized revealing much information about my family.  It’s not that I’m not crazy about my family. I am.  I adore my wife and children.  It’s just that I’ve tried to respect their privacy. Then again, writing about events from six years ago doesn’t quite seem quite so invasive.  Therefore, I’m using this post about my real life children to illustrate the idea of parenthood.

It is true that being a father is about bringing home a paycheck to feed and clothes little children.   Therefore, being a father can sometimes …

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Addiction versus Obsession: Common human traits and behaviors

Main Entry: ad•dic•tion  Pronunciation: &-'dik-sh&n, a- Function: noun 1 : the quality or state of being addicted 2 : compulsive need for and use of a habit-forming substance (as heroin, nicotine, or alcohol) characterized by tolerance and by well-defined physiological symptoms upon withdrawal; broadly : persistent compulsive use of a…

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Legal consequences of failing to read fine print

For the past couple years, I have had the privilege of working as a consumer attorney.  I’ve occasionally written about some of the topics I’ve encountered as a consumer lawyer.  In this post, I’ll address another issue that I commonly encounter in my practice: illegible forms full of fine print that deprive consumers of fundamental rights.

What provoked this topic is a lawsuit I am currently handling.  My client sued a payday lender based on a payday loan that she alleges the defendant repeatedly processed and renewed in violation of the payday lending laws of Missouri.  This is a big deal to my client and to all of the numerous potential class members of this class action.  Why is it important?  For starters, this particular payday lender (and many others) charged 469% interest.  This is not a typo.  I have often asked friends and acquaintances whether they’ve heard of payday loans.  They usually say they have heard of those sorts of businesses.  I then ask them how much interest they think payday lenders charge.  Most people say something like this:

“Oh, I hear that it is an exorbitant rate of interest, perhaps 25%.” 

They are shocked to hear that it is legal to charge consumers 400 or 500% interest on a small consumer loans.  They are shocked to hear that some of these companies make it part of their business plan to repeatedly violate Missouri lending laws.  They are also shocked at one other thing, the topic of this post.  …

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