I often wonder about studies showing that Americans are spending less on health care. It seems to me that many of us are now buying cheaper health policies with huge deductibles, then putting off health care because much of it is coming out of pocket. This NYT article was thus interesting to me.
The number of uninsured Americans has fallen by an estimated 15 million since 2013, thanks largely to the Affordable Care Act. But a new survey, the first detailed study of Americans struggling with medical bills, shows that insurance often fails as a safety net. Health plans often require hundreds or thousands of dollars in out-of-pocket payments — sums that can create a cascade of financial troubles for the many households living paycheck to paycheck.
These financial vulnerabilities reflect the high costs of health care in the United States, the most expensive place in the world to get sick. They also highlight a substantial shift in the nature of health insurance. Since the late 1990s, insurance plans have begun asking their customers to pay an increasingly greater share of their bills out of pocket though rising deductibles and co-payments. The Affordable Care Act, signed by President Obama in 2010, protected many Americans from very high health costs by requiring insurance plans to be more comprehensive, but at the same time it allowed or even encouraged increases in deductibles.
This interview sums it up for me. The last couple of minutes are as sobering as they are true. It might take a revolution . . .
The former national security advisor to the Reagan administration, who spent years as an assistant to Secretary of State Colin Powell during both Bush administrations reflects on the sad but honest reflection on what America has become as he exposes the unfixable corruption inside the establishment and the corporate interests driving foreign policy.
You’re A Terrible Mind Reader: Stop assuming you know why they did something wrong. You don’t. Want the answer? Ask.
Rose-Colored Glasses Are Good: If you’re going to try to read minds, assume the best. Otherwise, why the heck are you with this person?
No Unspoken Rules: They can’t read minds either. Stop thinking “it’s obvious.” If it was obvious, you would not have this problem.
Symbolic Meanings Confuse People: To you “being late” means “you don’t love me.” To them “being late” means “being late.” Clarify your interpretation or they’ll think you’re insane.
“Portraits can be shaped by the photographer’s point of view rather than just by the subject being documented. Created by The Lab in conjunction with Canon Australia, the clip features six photographers, one portrait subject and an unexpected twist. The twist consisted of the (mis)information each photographer was given regarding the person being photographed.”
In previous posts . . . I have described the dramatic decline, over the past few decades, in children’s opportunities to play, explore, and pursue their own interests away from adults. Among the consequences, I have argued, are well-documented increases in anxiety and depression and decreases in the sense of control of their own lives. We have raised a generation of young people who have not been given the opportunity to learn how to solve their own problems. They have not been given the opportunity to get into trouble and find their own way out, to experience failure and realize they can survive it, to be called bad names by others and learn how to respond without adult intervention. So now, here’s what we have. Young people,18 years and older, going to college still unable or unwilling to take responsibility for themselves, still feeling that if a problem arises they need an adult to solve it.
Consider whether we are capable of learning basic moral lessons. This in a reenactment of the Millgram experiment by the BBC. This video drives home the terrible things that human beings are capable of doing, even when not coerced, where they are merely requested to do these terrible things by an apparent authority figure. Massively unsettling.
If you click on the Facebook icon (below) and send me (Erich Vieth) a FRIEND REQUEST, you'll receive updates to DI's newest articles. And, of course, RSS is available. DI's Twitter and Youtube links are also below.
Search Dangerous Intersection
Enter your email address below to receive updates each time we publish new content.